Independent Health Rehab Coverage. Long Island & New York
We help you use your Independent Health insurance for addiction treatment in Nassau County, Suffolk County, and throughout New York.
Independent health insurance is a plan an individual or family purchases on their own, rather than through an employer or a government program like Medicare or Medicaid. It is for those who are self-employed, between jobs, have a gap in coverage, or work for a company that doesn’t offer health benefits. These plans can be purchased directly from an insurer or through government marketplaces like HealthCare.gov.
What’s typically covered
- Levels of care: Detox, Inpatient/Residential, PHP, IOP, Outpatient
- Coverage depends on your plan, network, and medical necessity
- Prior authorization is common for higher levels of care
- Out‑of‑pocket: deductibles, copays, and coinsurance vary
How we help New York families
- Same‑day benefits verification for Independent Health
- Handle pre‑auths and clinical documentation
- Coordinate admissions & placement across Long Island
- Clear cost estimates before you say yes
What we’ll ask you
- Member ID & plan name
- Full name & date of birth
- County (Nassau/Suffolk) & service needed
- Any prior treatment this year
Frequently Asked Questions
We'll get on a call, assess your health history, and verify your insurance. Today is Day 1. We can't wait to celebrate Day 1000 with you!
Does Independent Health cover detox, inpatient, or outpatient rehab in Long Island?
Many Independent Health plans cover medically necessary treatment such as detox, residential/inpatient, PHP, IOP, and outpatient. Coverage varies by plan and network. We verify your benefits for Nassau and Suffolk County providers.
Will I need prior authorization with Independent Health?
Often yes—especially for inpatient or longer stays. We handle pre‑auths and clinical reviews so you can focus on getting help.
What will my out‑of‑pocket costs be?
Costs depend on your deductible, copays, and coinsurance. After we verify benefits, we give you a clear estimate before admission.
Can you help if my preferred program is out‑of‑network?
Sometimes. We’ll check out‑of‑network benefits and help you compare in‑network options across Long Island and New York.
This information is general and may not reflect your specific policy. We’ll confirm exact benefits and authorizations with Independent Health.